IBPS PO Exam-2

1. Bank rate policy controls credit ……..
a. Directly
b. Indirectly
c. Constant
d. none of these

2. Open market operations controls credit ………..
a. directly
b. indirectly
c. constant
d. none of these

3. Bank rate policy affects ……….
a. short-term rate
b. medium term rate
c. long-term rate
d. none of these

4. Open market operations affects ………
a. short-term rate
b. medium term rate
c. long-term rate
d. none of these

5. Bank rate policy is a ………….. credit control measure.
a. Qualitative
b. Selective
c. Quantitative
d. none of these

6. Open market operations are a ………….. credit control measure.
a. Qualitative
b. Selective
c. Quantitative
d. none of these

7. Moral suasion is a ………….. credit control measure.
a. General
b. Qualitative
c. Quantitative
d. none of these

8. Cash reserve ratio ……. Influence on banks.
a. Directly
b. Indirectly
c. Constant
d. none of these

9. The present Reserve bank governor :
a. Y.V.Reddy
b. Raghuram Rajan
c. Bimal Jalan
d. D. Subbarao

10. One rupee note issued by which authority?
a. Reserve bank of India
b. Finance department
c. Commerce department
d. Commercial department

11. Which person sign would seen in Rs.100 note?
a. Reserve bank governor
b. Finance secretary
c. Finance minister
d. None of these

12. The rate at which one currency is converted into another currency is known as…….
a. exchange rate
b. imports
c. exports
d. none of these

13. The common currency used in India is:
a. Pound
b. US dollar
c. Euro
d. Rupee

14. The common currency used in Pakistan is:
a. Pound
b. US dollar
c. Riyal
d. Rupee

15. The common currency used in America:
a. Pound
b. US dollar
c. Euro
d. Rupee

16. The common currency used in European countries:
a. Pound
b. US dollar
c. Euro
d. Rupee

17. ……… provide all the medium term and long term loans made for agricultural purposes.
a. NABARD
b. IFCI
c. IDBI
d. one of these

18. Bank credit is a liability of the
a. banking system
b. borrowing public
c. borrowing government
d. borrowing public as well as borrowing government

19. Which of the following is not an example of a credit instrument
a. Bond
b. Share
c. Draft
d. bank draft

20. Money is
a. a liability
b. a claim
c. somebody’s claim and somebody else’s liability
d. none of the above

IBPS PO Exam-1

1. The main functions of commercial banks are
a. borrowing of money
b. credit creation
c. advancing loans and making investments
d. all of these

2. Which bank is known as ‘banker’s bank:
a. Punjab national bank
b. Reserve bank of India
c. Indian bank
d. State bank of India

3. Which is the central bank of India?
a. Reserve bank of India
b. Syndicate bank
c. Commercial bank
d. Co-operative bank

4. Money market is a ………….market.
a. short-term
b. long- term
c. medium-term
d. none of these

5. Capital market is a ……….. market.
a. short-term
b. long- term
c. medium-term
d. none of these

6. RBI stands for:
a. risk bank of India
b. reserve bank of India
c. reserve board of institution
d. none of these

7. RBI started in which year
a. 1969
b. 1949
c. 1935
d. 1980

8. RBI was nationalized in which year?
a. 1980
b. 1949
c. 1956
d. 1991

9. RBI head office situated …….
a. Delhi
b. Kolkata
c. Chennai
d. Mumbai

10. NABARD stands for:
a. National Board of Agriculture and Rural Development
b. National Bank for Agriculture and Rural Development
c. National Bureau for Agriculture and Rural Development
d. none of these

11. NABARD came in to existence in:
a. 1980
b. 1986
c. 1976
d. 1982

12. 14 commercial banks were nationalized in:
a. 1954
b. 1969
c. 1980
d. 1991

13. Apart from 14 nationalized banks, 6 more banks were nationalized in
a. 1986
b. 1964
c. 1969
d. 1980

14. ‘bank’ term originated in which Latin word:
a. Banker
b. Banco
c. Banque
d. none of these

15. ….. bank is one which conducts all of its business in one location:
a. branch banking
b. unit banking
c. group banking
d. none of these

16. Important characteristic of unit banking:
a. limited resources
b. effective supervision and control
c. distribution of risk
d. none of these

17. ………. refers to a system whereby a single entity operates more than one branch.
a. unit banking
b. group banking
c. branch banking
d. none of these

18. A basic feature of branch banking system is:
a. various operations are controlled by a head office
b. various operations are controlled by branches
c. various operations are controlled by outside
d. none of these

19. …….. is the rate at which the central bank discounts first class bills to the commercial banks.
a. open market operations
b. bank rate
c. market rate
d. current rate

20. ……. as a ‘banking system in which a single bank has either a complete or as residuary monopoly of note issue.
a. Commercial bank
b. Co-operative bank
c. Central bank
d. Regional rural bank

General Knowledge-1

1. The Reserve Bank of India in its quarterly monetary policy review on October 30, 2012 cut the cash reserve ratio (CRR) for banks. What is the CRR with effect from November 3, 2012? (CRR is the portion of deposits banks have to park with RBI)

1)4.75%
2)5%
3)4.25%
4)5.25%

2. Hugo Chavez defeated Henrique Capriles to win a third consecutive six-year term on October 7, 2012 as the President of which of the following countries?

1) Bolivia
2) Venezuela
3) Cuba
4) Ecuador

3. Who replaced S.M. Krishna as the new External Affairs Minister on October 28, 2012?

1) Anand Sharma
2) Ashwani Kumar
3) Salman Khurshid
4) Kamal Nath

4. Who defeated Saina Nehwal in the women's singles final of the French Open Super Series badminton tournament in Paris on October 28, 2012?

1) Juliane Schenk (Germany)
2) Ratchanok Inthanon (Thailand)
3) Eriko Hirose (Japan)
4) Minatsu Mitani (Japan)
5) Sapsiree Taerattanachai (Thailand)

5. Which of the following statements is not correct with regard to the missiles test fired by India recently?

1) Agni II, a surface to surface missile, has a range of 2,000 km.

2) The range of Agni III is 3,000 km.

3) The surface to surface nuclear capable Prithvi II is capable of attacking targets at ranges up to 350 km.

4) BrahMos is a supersonic cruise missile with a range of 2000 km.

6. Who retained the Formula One Indian Grand Prix at the Buddh International Circuit in Greater Noida on October 28, 2012?

1) Fernando Alonso (Spain)

2) Mark Webber (Australia)

3) Lewis Hamilton (Great Britain)

4) Sebastian Vettel (Germany)

7. Padma Bhushan winner A.K. Hangal passed away on August 25, 2012. He was a famous?

1) Lyricist

2) Singer

3) Film actor

4) Cinematographer

8. Who became the 29th Chess Grand Master of India in August 2012?

1) N.Srinath

2) Sahaj Grover

3) Aditya Udeshi

4) Debashish Das

9. In which of the following cities over 3.5 lakh poor families will get free LPG cylinders and gas stoves to end the use of kerosene?

1) Kolkata

2) Mumbai

3) Delhi

4) Chennai

10. Which of the following states aims to go fully organic by 2015?

1) Punjab

2) Haryana

3) Assam

4) Sikkim

11. Keshubhai Patel, the former Chief Minister of Gujarat, resigned from the Bharatiya Janata Party in August 2012 and launched a new political party named?

1) Gujarat Janata Party

2) Mahagujarat Janata Party

3) Gujarat Parivartan Party

4) Gujarat Congress Party

12. In which of the following states a new Greenfield airport will be constructed at Holongi at a cost of Rs.650 crore?

1) Karnataka

2) Assam

3) Arunachal Pradesh

4) Himachal Pradesh

13. Gujarat Governor has given sanction for the prosecution of Purshottam Solanki, the Minister of State for Fisheries, for his alleged involvement in a scam. Name the Governor?

1) Urmila Singh

2) Kamla Beniwal

3) Margaret Alva

4) Aziz Qureshi

14. Which state government has cancelled four major Special Economic Zones (SEZs) proposed by large business houses-Mahindra, Videocon and India Bulls- after having failed to acquire land for the multi-purpose projects?

1) Gujarat

2) Rajasthan

3) Maharashtra

4) Karnataka

15. A group of researchers in Dhar district of Madhya Pradesh has claimed to have found traces of an extinct 'Paleo-river', nearly 65 million years old. Paleo-river is an inactive river buried under sediment. This ancient river flowed parallel to which of the following rivers?

1) Godavari

2) Narmada

3) Tapti

4) Luni

16. Which state has recently launched a scheme aimed at making the young Non-Resident Indians (NRIs) familiar with the culture and traditions of the state?

1) Rajasthan

2) Gujarat

3) Bihar

4) Punjab

17. The Rajya Sabha has accepted a notice from veteran journalist and nominated member H.K. Dua for introduction of a Constitution Amendment Bill for making changes in Articles 124 and 217, which deal with the removal of the?

1) UPSC Chairman

2) Chief Election Commissioner

3) Comptroller and Auditor General

4) Supreme Court and High Court judges

18. John Keegan, a British military historian, passed away on August 2, 2012. He is the author of which of the following books?

1) The Lost Battles

2) My Early Life

3) The Face of Battle

4) A Rumor of War

20. Laisenia Qarase has been sentenced to 12 months in jail after being found guilty of corruption. He was a former Prime Minister of?

1) Jamaica

2) Philippines

3) Cuba

4) Fiji

21. Katchatheevu Island is in the news recently. The island was gifted to Sri Lanka by the Indian Government in which of the following years?

1) 1991

2) 1984

3) 1974

4) 1979

23. The 13-year-old swimmer Adzo Kpossi was the youngest competitor at the London 2012 Olympics.   She belongs to which of the following African countries?

1) Lesotho

2) Niger

3) Nigeria

4) Togo

24. Who among the following coaches won the 2012 Dronacharya Award for Wrestling?

1) Yashvir Singh

2) Harendra Singh

3) Satyapal Singh

4) Bhawani Mukherjee

25. Identify the mismatched pair with regard to Arjuna Award winners for 2012?

1) Bombayla Devi -Archery

2) Kavita Raut -Athletics

3) Parupalli Kashyap -Badminton

4) Vikas Krishnan -Shooting

Computer Awareness-38

     1.      ___Is the functional key to display save as box

a.      F5

b.     F6

c.      F9

d.     F12

     2.      ___Is the combination of keys to switch between the last four places that you have edited

a.     ALT+CTRL+Z

b.     ALT+CTRL+Y

c.       ALT+TAB+Z

d.     ALT+SHIFT+Z

     3.     To delete one word to the right

a.      CTRL+SHIFT

b.     CTRL+TAB

c.      CTRL+DEL

d.     CTRL+Z

Computer Awareness-37

    1.      A………shares hardware, software, and data among authorized users.

a.      Network

b.     Protocol

c.      Hyperlink

d.     Transmitter

    2.      Computer programs are written in a high-level programming language; however, the human readable version of a program is called:

a.       Cache

b.     instruction set

c.      source code

d.     word size

    3.       In word processing, an efficient way to move the 3rd paragraph to place it after the 5th paragraph is:

a.       copy and paste

b.     copy, cut and paste

c.      cut, copy and paste

d.     cut and paste

Computer Awareness-36

    1.     A person needs to design invitation card. What type of computer program is suitable?

a.      MS-Word   

b.     Desktop Publishing

c.      Simulation   

d.     Accounting

    2.     The term that we use to describe physical components of the system

a.      Hardware   

b.     Input

c.      Software   

d.     Output

    3.     Which of the following is different from other?

a.      Internet   

b.     Windows

c.      Unix   

d.     Linux

Computer Awareness-35

    1.     A disadvantage of the laser printer is:

a.      It is  quieter than an impact printer

b.     It is very slow

c.      The output is of a lower quality

d.     None of these

    2.     Different components on the motherboard of a PC processor unit are linked together by sets or parallel electrical conducting lines. What are these lines called?

a.      Conductors   

b.     Buses

c.      Connectors   

d.     Connectivity

    3.     Which of the following professions has been affected by personal computers?

a.      Medical  

b.     Clerical and law

c.      Accounting   

d.     All of the above

Computer Awareness-34

    1.     Superscript, subscript, outline, emboss, engrave are known as

a.      font styles   

b.     font effects

c.      word art   

d.     text effects

    2.     Shimmer, Sparkle text, Blinking Background etc. are known as

a.      font styles   

b.     font effects

c.      word art   

d.     text effects

    3.     Which of the following is not available in Font Spacing?

a.      Normal   

b.     Loosely

c.      Condensed   

d.     Expanded

Computer Awareness-33

    1.     Software for organizing storage and retrieval of information is a(n) ..........

a.      operating system   

b.     database

c.      database program   

d.     data warehouse

    2.     Which of the following is not true about RAM?

a.      RAM is a temporary storage area

b.     RAM is the same as hard disk storage

c.      RAM is volatile

d.     Information stored in RAM is gone when you turn the computer off

    3.     The main directory of a disk is called the ...... directory

a.      root   

b.     sub

c.      folder   

d.     network

Computer Awareness-32

    1.     A right click on the desktop itself will ........

a.      open the Display Properties dialog box

b.     show a context - sensitive menu

c.      open the Control Panel

d.     minimize all open applications

    2.     The window which shows icons for things like the mouse, sound, and display is

a.      My Computer

b.     Explorer

c.      Control Panel   

d.     Taskbar

    3.      ........... refers to a computer's ability to configure and use a device without human interaction

a.      CPU   

b.     Plug and Play

c.      Cache   

d.     ALU

Computer Awareness-31

    1.     A file extension is separated from the main file name with a(n) ......, but no spaces

a.      question nark   

b.     exclamation mark

c.      underscore   

d.     None of these

    2.     Application software is designed to accomplish .......

a.      real -world tasks  

b.     computer-centered tasks

c.      gaming tasks

d.     operating system tasks

    3.     .A ...... is a device that not only provides surge protection, but also furnishes your computer with battery backup power during a power outage

a.      surge strip   

b.     USB

c.      UPS   

d.     battery strip

Computer Awareness-30

    1.     A compiler translates a program written in a high - level language into ........

a.      Machine language       

b.     An algorithm

c.      A debugged program   

d.     Java

    2.     A set of step - by - step procedures for accomplishing a task is known as a(n):

a.      algorithm   

b.     hardware program

c.      software bug   

d.     firmware program

    3.     A complete electronic circuit with transistors and other electronic components on a small silicon chip is called a(n) ......

a.      Workstation   

b.      CPU

c.      Magnetic disk   

d.     Integrated circuit

Computer Awareness-29

    1.     The subject of cybernetics deals with the science of

a.      Genetics   

b.     Control and communications

c.      Molecular biology

d.     Biochemistry

    2.     A term associated with the comparison of processing speeds of different computer system is :

a.      EFTS   

b.     MPG

c.      MIPS   

d.     CFPS

    3.     An integrated circuit is

a.      A complicated circuit

b.     An integrating device

c.      Much costlier than a single transistor

d.     Fabricated on a tiny silicon chip