IBPS PO Exam-2

1. Bank rate policy controls credit ……..
a. Directly
b. Indirectly
c. Constant
d. none of these

2. Open market operations controls credit ………..
a. directly
b. indirectly
c. constant
d. none of these

3. Bank rate policy affects ……….
a. short-term rate
b. medium term rate
c. long-term rate
d. none of these

4. Open market operations affects ………
a. short-term rate
b. medium term rate
c. long-term rate
d. none of these

5. Bank rate policy is a ………….. credit control measure.
a. Qualitative
b. Selective
c. Quantitative
d. none of these

6. Open market operations are a ………….. credit control measure.
a. Qualitative
b. Selective
c. Quantitative
d. none of these

7. Moral suasion is a ………….. credit control measure.
a. General
b. Qualitative
c. Quantitative
d. none of these

8. Cash reserve ratio ……. Influence on banks.
a. Directly
b. Indirectly
c. Constant
d. none of these

9. The present Reserve bank governor :
a. Y.V.Reddy
b. Raghuram Rajan
c. Bimal Jalan
d. D. Subbarao

10. One rupee note issued by which authority?
a. Reserve bank of India
b. Finance department
c. Commerce department
d. Commercial department

11. Which person sign would seen in Rs.100 note?
a. Reserve bank governor
b. Finance secretary
c. Finance minister
d. None of these

12. The rate at which one currency is converted into another currency is known as…….
a. exchange rate
b. imports
c. exports
d. none of these

13. The common currency used in India is:
a. Pound
b. US dollar
c. Euro
d. Rupee

14. The common currency used in Pakistan is:
a. Pound
b. US dollar
c. Riyal
d. Rupee

15. The common currency used in America:
a. Pound
b. US dollar
c. Euro
d. Rupee

16. The common currency used in European countries:
a. Pound
b. US dollar
c. Euro
d. Rupee

17. ……… provide all the medium term and long term loans made for agricultural purposes.
a. NABARD
b. IFCI
c. IDBI
d. one of these

18. Bank credit is a liability of the
a. banking system
b. borrowing public
c. borrowing government
d. borrowing public as well as borrowing government

19. Which of the following is not an example of a credit instrument
a. Bond
b. Share
c. Draft
d. bank draft

20. Money is
a. a liability
b. a claim
c. somebody’s claim and somebody else’s liability
d. none of the above

IBPS PO Exam-1

1. The main functions of commercial banks are
a. borrowing of money
b. credit creation
c. advancing loans and making investments
d. all of these

2. Which bank is known as ‘banker’s bank:
a. Punjab national bank
b. Reserve bank of India
c. Indian bank
d. State bank of India

3. Which is the central bank of India?
a. Reserve bank of India
b. Syndicate bank
c. Commercial bank
d. Co-operative bank

4. Money market is a ………….market.
a. short-term
b. long- term
c. medium-term
d. none of these

5. Capital market is a ……….. market.
a. short-term
b. long- term
c. medium-term
d. none of these

6. RBI stands for:
a. risk bank of India
b. reserve bank of India
c. reserve board of institution
d. none of these

7. RBI started in which year
a. 1969
b. 1949
c. 1935
d. 1980

8. RBI was nationalized in which year?
a. 1980
b. 1949
c. 1956
d. 1991

9. RBI head office situated …….
a. Delhi
b. Kolkata
c. Chennai
d. Mumbai

10. NABARD stands for:
a. National Board of Agriculture and Rural Development
b. National Bank for Agriculture and Rural Development
c. National Bureau for Agriculture and Rural Development
d. none of these

11. NABARD came in to existence in:
a. 1980
b. 1986
c. 1976
d. 1982

12. 14 commercial banks were nationalized in:
a. 1954
b. 1969
c. 1980
d. 1991

13. Apart from 14 nationalized banks, 6 more banks were nationalized in
a. 1986
b. 1964
c. 1969
d. 1980

14. ‘bank’ term originated in which Latin word:
a. Banker
b. Banco
c. Banque
d. none of these

15. ….. bank is one which conducts all of its business in one location:
a. branch banking
b. unit banking
c. group banking
d. none of these

16. Important characteristic of unit banking:
a. limited resources
b. effective supervision and control
c. distribution of risk
d. none of these

17. ………. refers to a system whereby a single entity operates more than one branch.
a. unit banking
b. group banking
c. branch banking
d. none of these

18. A basic feature of branch banking system is:
a. various operations are controlled by a head office
b. various operations are controlled by branches
c. various operations are controlled by outside
d. none of these

19. …….. is the rate at which the central bank discounts first class bills to the commercial banks.
a. open market operations
b. bank rate
c. market rate
d. current rate

20. ……. as a ‘banking system in which a single bank has either a complete or as residuary monopoly of note issue.
a. Commercial bank
b. Co-operative bank
c. Central bank
d. Regional rural bank

Computer Awareness-32

    1.     A right click on the desktop itself will ........

a.      open the Display Properties dialog box

b.     show a context - sensitive menu

c.      open the Control Panel

d.     minimize all open applications

    2.     The window which shows icons for things like the mouse, sound, and display is

a.      My Computer

b.     Explorer

c.      Control Panel   

d.     Taskbar

    3.      ........... refers to a computer's ability to configure and use a device without human interaction

a.      CPU   

b.     Plug and Play

c.      Cache   

d.     ALU

Computer Awareness-31

    1.     A file extension is separated from the main file name with a(n) ......, but no spaces

a.      question nark   

b.     exclamation mark

c.      underscore   

d.     None of these

    2.     Application software is designed to accomplish .......

a.      real -world tasks  

b.     computer-centered tasks

c.      gaming tasks

d.     operating system tasks

    3.     .A ...... is a device that not only provides surge protection, but also furnishes your computer with battery backup power during a power outage

a.      surge strip   

b.     USB

c.      UPS   

d.     battery strip

Computer Awareness-29

    1.     The subject of cybernetics deals with the science of

a.      Genetics   

b.     Control and communications

c.      Molecular biology

d.     Biochemistry

    2.     A term associated with the comparison of processing speeds of different computer system is :

a.      EFTS   

b.     MPG

c.      MIPS   

d.     CFPS

    3.     An integrated circuit is

a.      A complicated circuit

b.     An integrating device

c.      Much costlier than a single transistor

d.     Fabricated on a tiny silicon chip

Computer Awareness-28

    1.     Which among the following is a correct definition of "Digital Divide"?

a.      gap between people having access to mobile and internet access

b.     gap between people having access to internet / IT and no internet / IT

c.      gap between people having access to broadband and narrowband internet

d.     gap between people having access to internet banking and normal banking

    2.     Now a days Vishing has become a criminal practice of using social engineering over which of the following?

a.      Social networking sites

b.     Mobile Phones   

c.      E-mail   

d.     Cyber cafes   

    3.     What is the fullform of W3C?

a.      World Wide Web Consortium

b.     World Wide Web Company

c.      World Wide Web Center

d.     World Wide Web Command

Computer Awareness-27

    1.       Which of the following is NOT a goal of Transaction processing system? 

a.       Capture, process and store transactions

b.      Produce a variety of documents related to Routine business activities

c.       Reduce manual effort associated with Processing business transactions

d.      Produce standard reports used for Management decision making

    2.       ________ controls the way in which the computer system functions and provides a means by which users can interact with the computer 

a.       The platform

b.      Application software

c.       Operating system

d.      The motherboard

    3.       1 GB is equal to 

a.       10000 KB

b.      1073724 KB

c.       1048576 KB 

d.      100000 KB

Computer Awareness-26

    1.       Which of the following groups consist of only output devices? 

a.       Scanner, Printer, Monitor

b.      Keyboard, Printer, Monitor

c.       Mouse, Printer, Monitor

d.      Plotter, Printer, Monitor

    2.       Debugging tools are there to debug errors in 

a.       printers

b.      keyboards

c.       programs

d.      documents

    3.       It is a collection of facts and figures 

a.       Spreadsheet

b.      Document

c.       File

d.      Data

Computer Awareness-25

    1.       Which computer program converts assembly language to machine language 

a.       Compiler

b.      Interpretor

c.       Assembler

d.      Accumulator

    2.       The maximum number of rows supported by Excel 2003 spreadsheet is 

a.       65,536

b.      65,550

c.       60,124

d.      60,678

    3.       What is the maximum number of Primary Partitions that can be created on a Hard-disk 

a.       1

b.      2

c.       3

d.      4

Computer Awareness-24

     1.     The subject of cybernetics deals with the science of

a.      Genetics   

b.     Control and communications

c.      Molecular biology

d.     Biochemistry

     2.     A term associated with the comparison of processing speeds of different computer system is :

a.      EFTS   

b.     MPG

c.      MIPS   

d.     CFPS

     3.     An integrated circuit is

a.      A complicated circuit

b.     An integrating device

c.      Much costlier than a single transistor

d.     Fabricated on a tiny silicon chip

Computer Awareness-23

    1.     Which of the following devices have a limitation that we can only store information to it but cannot erase or modify it?

a.      Floppy Disk   

b.     Hard Disk

c.      Tape Drive   

d.     CDROM

    2.     Which of the following is the largst manufacturer of Hard Disk Drives?

a.       IBM   

b.     Seagate

c.      Microsoft   

d.     3M

    3.     The programs which are as permanent as hardware and stored in ROM is known as

a.      Hardware   

b.     Software

c.      Firmware   

d.     ROM ware

Computer Awareness-22

    1.     The primary purpose of software is to turn data into?

a.       Web sites

b.     Information

c.       Programs

d.      Objects

    2.     The ability to find an individual item in a file immediately _______ is used?

a.      file allocation table

b.     directory

c.      sequential access

d.     direct access

    3.     To make a notebook act as a desktop model, the notebook can be connected to a ______which is connected to a monitor and other devices?

a.      Bay

b.     docking station

c.      port

d.     network

Computer Awareness-21

   1.      ______ controls the way in which the computer system functions and provides a means by which users can interact with the computer.

a.      The platform

b.     Application software

c.      Operating system

d.     The motherboard

   2.     Servers are computers that provide resources to other computers connected to:

a.      Mainframe

b.     Network

c.      super computer

d.     client

   3.     A device that operates under the control of another device is called?

a.      Stem

b.     Slave

c.      Simulator

d.     Emulator

Computer Awareness-20

    1.     ........... is a method in which multiple communication devices are connected to one another efficiently

a.      Switching   

b.     Redundancy

c.      Capacity   

d.     Detecting

    2.     One computer that is nto considered a portable computer is .......

a.      Mini computer   

b.     A Laptop

c.      Micro computer   

d.     All of the above

    3.     The sharing of a medium and its path by 2 or more devices is called ..........

a.      Modulation   

b.     Encoding

c.      Line discipline   

d.     Multiplexing